To move near family or stay put
we have been living in a retirement community for 21 years, and our children are encouraging us to move back to our previous community and be near them. We have long-term care insurance which could cover us in either place should we have the need?
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I think it’s important to have an honest conversation about expectations and what help would look like to each of you. My parents and in-laws are their late 80’s and all live independently. My in laws made the choice to live close to family, my parents did not. Both choices are fine when everyone is healthy, but far more difficult when not.
Here’s an example since my mother and FIL are both currently going through a health crisis. My husband has been able to be in the hospital every day after work, checking in on his dad and giving moral support to mom. He’s brought meals and made sure his mom gets home at night. All without taking time off of work.
Conversely, I had to fly to my parents community and (temporarily) move in with them. It’s been a difficult situation because my mother knows I’ll have to leave eventually and she’s scared. Dad is good but he has his own physical limitations.
What I’ve noticed is that as my parents have aged, it’s harder for them to follow the conversations with their doctors when things get complicated and when sick, harder still. My mother gets confused in the hospital regarding medication and then feels unsettled. She is perfectly fine mentally, but gets tentative when she’s sick. It’s nice to be an extra set of ears at the doctor’s office or bedside.
So you need to be really specific about your expectations and how they would be addressed. Yes you have insurance, but if you’re really sick, are you going to be able/willing to manage home health care? Could your spouse? Who will drive you when you’re no longer able to drive- take you shopping- to medical appointments? And again, if you move by your kids, would they?
I don’t think it’s as much about the socialization as people have mentioned. We are busy with our own lives- kids, grandkids, work. You would have to be committed to building a community of people your own age to socialize with. BUT it is about who and how people will step in if a medical issue arises that impacts your cognition or mobility. Or you’re fortunate enough to live healthy to a ripe old age and just need people to check in on you and drive for you.
Lots to think about. My parents asked these questions recently and realized I’m the only child willing to get in the weeds. They are now considering a move near me.
Good luck with the decision. There’s no wrong answer, it’s just understanding and accepting the outcome of either choice.
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20 Reactions@gloaming figure out what results in less stress—an important health factor ! Moving can also be stressful….
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3 Reactions@katymac avoid stress…you are relatively young and if your health is stable, maybe no need to confront this issue with urgency.
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1 Reaction@nycmusic Moving can indeed be stressful. As a military guy, I have done it once or eight times. But that stress is time-limited. Ending up with a wrong choice and its fallout could go on for years.
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7 Reactions@katymac
If your son and family will have to move in a couple of years, I would wait till they are relocated and then move to be closer to them. I would not want to have to move twice, in such a short period of time. Food for thought, cause moving is hard. Best wishes to you.
Carolyn
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7 Reactions@katymac
We make difficult decisions all our lives, but as we get older, we realize we don’t have unlimited time to undo a bad decision.
I probably wouldn’t move to be near that son until he leaves the service and he and his family have located somewhere else. 2 moves in just several years is a lot of moving. Also I’m kind of worried that this son doesn’t sound particularly enthusiastic about having you closer. There may be some relevant fact that he is not telling you. Possibilities include that he hopes to get a job in a foreign country after his tour in the Air Force is over.
But I agree with you that life in a big city after retirement and without near family can be very lonely. What about the other sons? Either of them a possibility? Do you have a sibling, cousin or other relative or long term friend that you would be interested in living near?
Just some thoughts. Best wishes for your future.
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4 Reactions@lynnecp , very true and many good points. Living near family members doesn’t necessarily mean you have help.
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5 Reactionsalso the temperament of the adult child matters....I think...my relationship with my daughter is like walking on egg shells...since she was a preteen to her age of 30 now...she is a busy professional living on the west coast....when she gets stressed it seems I am her easy target for verbal harshness.....meaning if I say something she does not agree with, an opinion, she is quick to patronize me, insult me...however when she is happy with her life she is very kind...
i think the type of relationship matters...even if my daughter buys her big beautiful home, her dream, and has small place for me, I still would not relocate to be near her....now at age 60 I can deal with her personality by ignoring, deflecting, remaining silent, and going on with my life on the east coast...but as an old lady, that will be too stressful and I worry when I need her the most she may be unkind to me for whatever reason
but my son, who lives an hour away, is not as financially savvy as my daughter, will not be proactive in checking in on me, BUT, he is and always has been very kind to me, to date...if I ask for help, he is mature enough to be there for me, as he was when I had surgery last year...he made the time and his fiance is a joy, kind soul, who calls me mom already....so I will continue to live in my retirement community near my son, because even though he is an hour away, he will be kind and help me when I ask..hopefully he will see when he needs to be proactive too...I would easily move to an apartment to be near him and his fiance if I needed to make it easier on my son with his family obligations...so kindness matters
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11 Reactions@tinamaria1
Yes, kindness matters, an awful lot, especially when we are older and no longer at the top of our game.
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3 Reactions@celia16
Amen to that one!
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2 Reactions