Dealing with Demetia - Pre-Retirement Version

Hello. Social security pensioners are typically eligible at 62 and many are fortunate to wait until after 62.

What do people do when dementia onset is much sooner? How do people handle HR issues if they are still working? How do you handle conversations with minor children or elderly loved ones you are currently caring for in the home?

These questions came up after I was driving my kids home from school. How do we continue to maintain our lives so they can stay in our community and graduate?How do you approach HR with reasonable accomodations requests for dementia? Is it doable or what will happen if HR says it isn't possible? What is applying for social security disability like? Will it be enough? Will I be able to continue working until my minor children are adults?

How does all the power of attorney stuff work? Will my wishes for the designated guardian of my minor children and obligations be honored immediately or does it require a lot of other steps?

It merits consideration - how does the "sandwich generation" handle dementia? When retirement is still out of reach and the support needed is in short supply, it can be very overwhelming. Is there a tax whammy for using his 401(k) to pay for care he never imagined needing?

Faith and Hope will guide us, and when that runs out, Love remains.