Preparing to Age in Place

Oh. I was just re-reading. We have "lots" (?) of low income housing. Not lots as the waiting list I think is years.
But also, rereading what you said about HUD. I'm in that gray zone. I have too much SSA to qualify for any assistance, food etc. But that also makes me way way better of then people making < 1000 month which is who really needs those places based on income.
The thing for me is I bought a condo 7 years ago that it was kind of in bad shape and was in pre-foreclosure so I was able to get it, and a local organization that helps first time homeowners buy a place by giving the deposit at 0% interest that is a lien on my condo but doesn't need to be repaid till the end of my mortgage. My seven year old 30 year mortgage ends when I'm 93. I'm not concerned. My "estate" lol can handle that or the gov takes it all to put me on Medicaid for a nursing home.

My mortgage is only $700 which is just amazing. As long as they dont cut down SSA, I'm ok. First floor. Ramp. All that stuff is good for being able to stay here I just don't qualify for anything. Make too much to get help but not enough to pay for it myself. Hundreds of thousands of us in this between place.

So I'm more fortunate than many! But that doesn't make or those in that gap with me, lucky right?

I'm also particularly depressed right now living in the middle of a war zone still since I'm in Asheville and it's going to be like this for a long, long, time. Doors on falling down houses marked with a big X which means people died there. Up and down streets all the furnishing piled up in the front yard. Just 1/2 mile from me and I'm not close to the really bad spots.

We just get to hear the personal stories that aren't on the news. A family from church and their house just floated away. I don't even know if they found the kid's bodies. That's where I'm living. So that feeds my depression. Everyone living in the air of trauma. It took me days to realize how close I came to serious damage from tornadoes. Trees the width of trucks uprooted and still just laying there.

The world moves on. It affect all of our mental health. And Christmas with kids who have zero belongings. People all pitching in to try to normalize something for these kids also who have lost friends. 10 and lost their best friend. So yeah, feeds how hard it all feels. So, Im sorry.

Its going to be about a year before Mayo can replace my hip I injured when I fell last March. Its been a wake uo call to be in so much pain AND yes, get my groceries, almost falling in the bath a few times a week.

A wake up call to this topic. I just need a hip replacement but will waiting put me in a home?

Are we all are one fall from a nursing home? Kind of yes but its been that way for seniors for decades or more. I've just never been here before with it being me?

Too close to the bone I guess. Ill stop.