Not old enough for Medicare and going broke with company insurance

Posted by jojo58 @jojo58, Aug 28, 2022

I have all kinds of problems with my lumbar, thoracic, and cervical spine. Right now I am dealing with severe stenosis and bulging disc C2-C3. Occipital neuralgia is a kick in the head. I live with my son and his family. I’m caregiver to my two grandsons, 7 and 10 months. I also work full time. This grocery store is known not to pay much but if you start tomorrow you would probably make $2.00 or $3.00 more than me. Anywho, I’m going broke with having to pay co-pays for different specialists. I have to pay $2,500 to have the surgery to fix this with no guarantee of full pain relief. I also need dental work before the surgery. Same deal there. I’m 60 and I can’t afford all this. My parents did say they would pay the upfront for surgery. Is anyone else in this same boat? Sometime after or during Covid something changed. Somebody is getting rich while I go broke. Any suggestions or just opinions welcome 🙏

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jojo58 | @jojo58 | Sep 4, 2022

If he’s happy doing what he does I wouldn’t worry too much. SS told me I could start collecting my deceased husband’s ss when I turned 60 or I could wait till 67 for full payout. But the shape my body is in I’d never make it. I can start collecting now and still work full time or part time, whatever I need for insurance till 65. When his runs out I’ll collect off mine and have my 401k money from them on. She said in my situation that’s what most women do. Then you have that safety net in case you get fired or can no longer work.