Medicare only, no supplement
I want your opinion. I am under 65 years old (one year to go!). I received Medicare after my kidney transplant. The price quotes for Medicare Disability Supplemental insurance are crazy high, until I reach 65 years old. I am thinking of just using my Medicare Insurance and paying any out of pocket charges for the next year. Does anyone use Medicare only with no supplement? What is your experience regarding the out of pocket charges?