1. < MAC & Bronchiectasis

Hello, just recently diagnosed with a case of Bronchiectasis

Posted by Lana @lolabell, Nov 12, 2023

Hello, I have always been a healthy gal and recently i came down with a case of walking pneumonia which was diagnosed by x ray which showed GG Opacities. I recovered quickly was on 2 antibiotics.. I had a follow up x ray a month later and the Opacities were still on x ray. I then had a CT scan which showed the Bronchiectasis. I am symptom free and feel normal My Dr said there is nothing to treat at the moment. I have my next Ct scan scheduled for February. I have Kaiser Permanente HMO insurance at the moment and i am considering making a change now that i have this diagnosis. If anyone has any information to pass along i would be very grateful. Thank you for this support group! I am learning much by reading the posts.

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irenea8 | @irenea8 | Nov 15, 2023
In reply to @lolabell "Thank you all so much for taking time out of your lives to answer me. The..." + (show)
@lolabell

Thank you all so much for taking time out of your lives to answer me. The information you have provided has been very helpful. I am looking into switching to original Medicare with a supplement plan at this very moment.

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if you have it in your State plan F or G medigap covers everything basically that medicare does not. Plan G you have to pay the deductible first but the premiums are lower than Plan F. Either is a great option. I have plan G in Iowa.

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1 reply
Mentor
Sue, Volunteer Mentor | @sueinmn | Nov 15, 2023
In reply to @lolabell "Thank you all so much for taking time out of your lives to answer me. The..." + (show)
@lolabell

Thank you all so much for taking time out of your lives to answer me. The information you have provided has been very helpful. I am looking into switching to original Medicare with a supplement plan at this very moment.

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One thing I will say as someone who travels, and spends part of the year away from home - I find it very important to have insurance that is flexible enough to offer coverage away from home. With Bronchiectasis, it is hard to know when an exacerbation will hit and you need to see someone NOW but are not ill enough for the ER.
Sue

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Rick | @rstel7272 | Nov 15, 2023
In reply to @lolabell "Thank you all so much for taking time out of your lives to answer me. The..." + (show)
@lolabell

Thank you all so much for taking time out of your lives to answer me. The information you have provided has been very helpful. I am looking into switching to original Medicare with a supplement plan at this very moment.

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I have A+B and an aarp uhc supplement. It's great but no drug coverage. I'm struggling with the AARP Medicare Rx Saver from UHC (PDP) plan.

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rmason | @rmason | Nov 15, 2023
In reply to @lolabell "Hello, My Dr. did mention testing sputum samples, however since i am not producing any there..." + (show)
@lolabell

Hello, My Dr. did mention testing sputum samples, however since i am not producing any there is nothing to test. His recommendation going forward is to do a follow up scan in 3 months to monitor for any changes in my condition.

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I didn’t /don’t produce much sputum either, but after nebulizing 7% NaCl and using an aerobika and postural drainage/huff coughing, I was able to provide enough sputum for evaluation.

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melinda561 | @melinda561 | Nov 16, 2023
In reply to @barbfred "It is open enrollment for Medicare until December 7 so if you are going to change..." + (show)
@barbfred

It is open enrollment for Medicare until December 7 so if you are going to change from your HMO the time is now. My company is no longer selling my current plan and I am not choosing Medicare advantage. I will get a medigap plan G because I’m in the position now where they have to accept me. Medigap doesn’t have to accept me because of my health conditions if I take an advantage plan and try to switch to medigap later. Underwriting. I also want to be able to go to doctors outside the network of advantage plans easily and also not have to get pre approval for things. If you are able to change to a medigap you might want to consider it while you still can.

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Although expensive, I also have medigap plan G. I don’t receive bills and can see any specialist without restrictions. I’ve had some serious illnesses in last two years and am fortunate to have chosen this plan. There are other medigap plans for her to evaluate which is best suited for your medical needs.

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robinzemp | @robinzemp | Nov 16, 2023

If you are able to switch to Medicare A&B and purchase a supplement, (F or G) do it now. I’m not sure of the rules, but you may now have trouble getting a supplement because of a pre-existing condition. The Advantage plans are run by private insurance companies and can do whatever they want as far as coverage and premiums, and their network of physicians can change year to year. Forget about their so called extras.

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1 reply
lcwilkie | @lcwilkie | Nov 16, 2023
In reply to @robinzemp "If you are able to switch to Medicare A&B and purchase a supplement, (F or G)..." + (show)
@robinzemp

If you are able to switch to Medicare A&B and purchase a supplement, (F or G) do it now. I’m not sure of the rules, but you may now have trouble getting a supplement because of a pre-existing condition. The Advantage plans are run by private insurance companies and can do whatever they want as far as coverage and premiums, and their network of physicians can change year to year. Forget about their so called extras.

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Plan F is no longer offered. Plan G is the only option.

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lcwilkie | @lcwilkie | Nov 16, 2023
In reply to @irenea8 "if you have it in your State plan F or G medigap covers everything basically that..." + (show)
@irenea8

if you have it in your State plan F or G medigap covers everything basically that medicare does not. Plan G you have to pay the deductible first but the premiums are lower than Plan F. Either is a great option. I have plan G in Iowa.

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Plan F is no longer available. Plan G is. F had no deductible, Plan G I believe is 250.

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1 reply
robinzemp | @robinzemp | Nov 16, 2023
In reply to @lcwilkie "Plan F is no longer available. Plan G is. F had no deductible, Plan G I..." + (show)
@lcwilkie

Plan F is no longer available. Plan G is. F had no deductible, Plan G I believe is 250.

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Right, but they let those of us with F already stay there, but not open to new customers.

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1 reply
lcwilkie | @lcwilkie | Nov 16, 2023
In reply to @robinzemp "Right, but they let those of us with F already stay there, but not open to..." + (show)
@robinzemp

Right, but they let those of us with F already stay there, but not open to new customers.

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Exactly. I should have made that clear. Thanks.

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