Where to purchase term life insurance after liver transplant?

Posted by mattdstark @mattdstark, Oct 10, 2024

Does anyone out there know where I could purchase term life insurance after my liver transplant? I just had my first annual visit and everything is going remarkably fine.

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@mattdstark If you are age 45 or older you can get up to $25,000 in whole life thru Mutual of Omaha/United of Omaha no questions asked. Just search online. You cannot be denied. Congratulations on your new liver!

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@jennifer0726

@mattdstark If you are age 45 or older you can get up to $25,000 in whole life thru Mutual of Omaha/United of Omaha no questions asked. Just search online. You cannot be denied. Congratulations on your new liver!

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I am looking for a policy in the $250,000 to $500,000 range.

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@mattdstark

I am looking for a policy in the $250,000 to $500,000 range.

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That would be wonderful if it were available. Unlikely, unless it is offered by an employer. Life insurance can and will discriminate due to medical conditions. If you hear of any, please let me know! I am a kidney transplant recipient. I do have $125,000 thru my employer and established long prior to kidney failure that will be reduced once I turn 65. Sure wish I had gotten it when I was young.

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Highly unlikely. I have not had a transplant, but was just denied for a $100,000 policy (I'm age 65) because I sometimes take an anti anxiety medication (rarely) and a sleeping pill.

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You won't find hugh policies but you can usually by limited $ ones like $50,000 or less where they don't ask medical questions. To get a more $ coverage, try a few insurance companies that offer these no questions asked policies.

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