Medicare Advantage plans

Seniors beware! Medicare Advantage plans take away choice of doctor. Mayo Clinic does not accept them, and many places are dropping Advantage Plans. When you first enroll in Medicare all insurance companies have to accept you for Medigap (with traditional Medicare) regardless of preexisting conditions. If you go with a Medicare Advantage plan and then discover how limiting it is and you want to go back to traditional Medicare (you can self-refer to any doctor in US that takes Medicare), you may be able to sign up for traditional Medicare BUT finding a Medigap plan to pay the 20% Medicare does not cover BECOMES extremely difficult. They are not obligated to accept you.

@naturegirl5 So if I understand this correctly, the Allina Aetna Medicare Advantage Elite option is NOT accepted at Mayo, IF I would ever choose to get an appointment there, correct?? Thank you.

@vic83 - Mayo Rochester does take my UHC Advantage plan through my retirement with IBM and I think they also take a few other employer sponsored advantage plans but not the over the counter advantage plans that a lot folks have.