What Insurance plans does Mayo Clinic cover?

Posted by susansomsen @susansomsen, Nov 26, 2021

I am covered by Medicare and United Healthcare bridge plan. Does the Mayo accept these insurance plans?

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@roch

The confusion about Mayo and Medicare may be because Mayo's policy has changed over the years. At one time the policy was different based on location.

And in addition, it can depend on what type of "Medicare" insurance you have.

I have original Medicare (Part A and B) and Medicare Supplemental Insurance (Medigap) and go to Mayo Rochester.

If you have a Medicare Advantage policy (also known as Part C) from a private insurance company, you may be restricted by what doctors are in network. Some Medicare Advantage policies are accepted at Mayo.

See the links in @loribmt response for links to Mayo's web page about insurance.

When you arrange an appointment at Mayo, they will verify your insurance coverage.

Laurie

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Laurie, this very helpful. I have traditional Medicare A and B and purchased my own Medigap supplemental policy. I did this because I knew I wanted the flexibility to choose where I go for medical care and not be limited to where I live which is a small rural community. I do not have a Medicare Advantage plan. Medicare Advantage plans work best if you live in a larger area with lots of medical specialties available to you in network.

The Medicare Advantage plans often limit you to in network. It’s a good idea to verify insurance before going out of network. Mayo will do that before your appointment takes place.

It’s all so confusing, isn’t it?

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Doesn't matter. They accepted my insurance for some tests/procedures and not for others without telling me even though they told me they had prior authorization. Upon questioning them they had originally lied and sent the prior authorization after and then re processed like it was an out of network provider though tests that same week went through fine.Business Office says it is not their problem if things change. Unless you can afford to pay entirely out of pocket go elsewhere. Otherwise you will end up without help and having to move back in with parents because it is all you can afford. I wish I had never sought help.

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