Hi hello1234, no underwriting policy at all, or medical qx. what I was told I am paying a little more b/c I am immunosuppressed and of course had a LTP but when I turn 65 it will be better now if you have had a kidney it’s different b/c they acknowledge it a little better. why!! but it is what it is.
You made my day about the kidney encouragement, yes low protein , I drink enough to keep me hydrated or I blow up. I am really taking care of myself no hbp, heart disease but I am pre diabetic watching that closely.
I am on 3/2 prograf a day 2000 celcept a day. These meds save our lives but do a number on our bodies. Don’t get me wrong I am still grateful💚 I hope this helps out.