I am the fair, light skinned person you described and I get them ALL the time, everywhere that has seen the sun in my 69 years of life. Easily removed by freezing with no scar. My dermatologist said they can remove 5 every six months without charge when I get my skin check. Just tell them it really bothers you. If your doctor won't remove them I'd change doctors. They all keep a bottle of "freezing solution" in their offices. Good Luck!