@tinambor Do you feel comfortable revealing what State you reside in? I have payed top $ for United (for 10 years) because a rare form of breast cancer runs in my family. It metastasizes quickly if not acted upon. My mother died of it, my grandmother had both breasts removed and lived much longer. I didn't want my son to get stuck with medical bills if I also got it. Having paid for the highest level of United Healthcare and I was told if I ever went off of it, I could not return. It has covered many operations with zero problems until this year. I live in Oregon and someone in here mentioned they switched to the insurance I believe you are speaking of. I am going to have to do something. My cancer journey is not over. Thank you for your reply. I appreciate it. 💕