I started Prolia in February, my next injection is in August. I will .

I’ve heard that once you opt out of traditional Medicare, you will have to go through an approval process to get back in. You may not be approved to get back in based on your medical history. Seems like most people feel safe going with traditional Medicare.

@dbamos1945 It really sounds like the sound way to go. Advantage just seems like a continuation of the insurance i have and paying huge out of pocket. I am healthy and physically active. I was in an accident 2 years ago, with 2 spinal fractures and then leading to -4 osteoporosis score. So, I am so trying to understand this Medicare before making a choice, but traditional seems to be the right way to go. TY

@cmbaczenski Hi, I'm no expert, but I live on Martha's Vineyard and was told by a friend who had worked in Boston medical feild all her life, when I was about to sign up for medicare, NOT to get advantage! I trusted her advice, I'm now 69.
I have traditional medicare and Blue Cross Medix (part C) Blue Cross (Part D)
I have no complaints at all, it seemed a bit pricy at first, but I never have had to pay out of pocket for anything yet (except hearingaids)

@cmbaczenski Its not impossible to switch, but will require a physical exam, and can be turned down. Insurance counts on the healthy younger ones not using it while paying in. In other words, you shouldn't wait until you get sick to switch. Traditional Medicare, when selected at start of eligibility, cannot turn you down or charge a higher premium because of existing health status. You can seek out information at local Office of Ageing in US. Traditional Medicare requires a Supplemental plan which can cost a few hundred dollars per mo., but well worth it if you can budget for it. Currently, Plan G is the best (I believe). You should research it. We have plan F but it is no longer available. Plan G has small deductible, but premium is less than F.

@gravity3 My husband and I did not choose advantage...regular medicare plus supplemental is much better coverage. No "free" (gym, dental, vision, etc.) attached; but I can get coverage anywhere, with less restrictions on original Medicare.

@magicwoo Ty! Really hearing so much on how Medicare Traditional is a much better cover. I will look into the BC supplemental. It’s a sin that Medicare does not cover hearing aids! Since the majority of seniors NEED them. And with technology today, they shouldn’t be the price they are charging.. another government scam

@cmbaczenski

Over the counter hearing aids are getting so much better.