I understand what living month to month, and sometimes week to week financially does to your self worth. It sucks. My wife and I have been married for almost 44 years, and we've always struggled financially. I worked a very physical job for more than 35 years to support my wife and 2 kids, including an occasional part time job, until my body broke down in 2015, and I was forced to retire and go on permanent disability. We had to sell our home so we wouldn't lose it, and we lived with our son and his family for 2 years.
Now, at the ages of 63 and 67 my wife and I have zero chance of ever owning a home again. We've never owned a new car, and my wife has worked at her position for 30 years with the same company, yet we can never seem to get ahead. Our last vacation was 7 years ago, while our kids and their families, along with my 2 sisters go on trips that we'd love to go on as well every year. We get to stay at home, but we have to be happy that others get to do what we wish we could do.
It's depressing, frustrating, and maddening all at the same time.