To move near family or stay put
we have been living in a retirement community for 21 years, and our children are encouraging us to move back to our previous community and be near them. We have long-term care insurance which could cover us in either place should we have the need?
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@rashida
If you wait until something breaks before you fix it, it might not be fixable any more. Each situation is different, but waiting for something to break is like ignoring the warning signs for maintenance on your car.
@gloaming
What a good point! I’m 64 and my husband is older than I am. As my dad’s care needs escalate and I grow more and more exhausted, it isn’t lost on me (especially since I have severe osteo of the spine), that if I’m incapacitated, there would be no one to take care of him. A couple years ago when I had Covid, I could double mask and glove and set out his meds with times clearly marked, and food, and call him from “quarantine” upstairs for reminders, and he was fine. I cleaned his room and did his laundry with PPE on and while he sat on our covered porch outside. But he has declined in many ways and that would not work now. Having to make some back up plans…..
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6 Reactions@kjoed53 I am sure @beckboop13 understands exactly what I meant by using that expression.
Bottom line: @beckboop13 is very happy where she is. If her children love her (and I am sure they do) they will accept her decision to stay where she is, loving her unconditionally and supporting her in her decision.
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1 Reaction@rashida
I never suggested that it should not be their decision but when you ask for advice, you should expect to get it
@babbsjoy I hope you won't take this as a patronizing comment, but gosh are you a fine person for all you have done.
@gloaming
Thank you. But I guess I did sound like kind of a martyr there! But it is of concern that even if I’m willing to “go the extra mile” in supporting dad, I might not always be physically able to and I owe it to him to have a back up plan!
You made a really good point for consideration in all of this!
I'm 73 and in very good health, considering that I need to rest more than I used to. I've been considering this question for the past several years. Both of my kids (daughters) are happily married with young kids. First, I looked at retirement communities close to one of my kids. who lives about 450 miles from me. The other cringed at the thought of me being closer-- I live about 300 miles from her now. I saw 2 communities that seemed ok, I could move there if I chose to, but I decided not to. My current home is nicer than their new homes and my mother was still living and spending six months of the year with me. I'd rehabbed the first floor bathroom, which is next to an office/bedroom, to ADA specs for her and I thought it would be better for her to have things the same. When she died last year (at 100) I started considering a CCRC friends were moving to. I could afford it and there were a lot of "pro's". But after looking at several units and spending some time there, I felt like I do after a long vacation- I just wanted to go home to my home. I've decided I'm not "ready" to downsize from my 4br, 2400sf home to a 2 or 1 bedroom unit. I love the artwork I've collected from friends or purchased, and the inherited furnishings I wouldn't have room for. Besides, my home is accessible with extra bedroom(s) if I need a live-in attendant. So, no, I'm not moving. My friends are here, my neighborhood is friendly (I've been here 25 years), and I can hire a driver if/when the day comes when I shouldn't be driving. So much to consider, and its such an individual decision. I know I can change my mind if I want to or need to. My kids are busy with their families. I love my grandkids so much that I do my best to be with them when they visit. I've just had a new kind of adventure with each of the families. I met one in Williamsburg and the other at Great Wolf lodge before several more days with each at my home. When they left, I slept for 3 hours, and was glad the housekeepers came the next day. I see them about 3x/year. That's about as often as my kids saw their grandparents and they were emotionally close, so I know it's possible.
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5 Reactions@babbsjoy
Great advice. Thanks.
@gloaming
Yes. Life is so unpredictable.
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1 Reaction@pachab00 I love this!!! It's been almost 2 years since my husband died. I have thought and my son has mentioned leaving my home and moving in with his family or buying a smaller place. All of the things you said are exactly my thinking. I love my home. Love my neighbors and don't want to depend on someone else to plan my activities. Not looking to establish myself in a new area and find friends.
Thank you for your thoughtful post.