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Replies to "@msh466 Referencing the who and when to tell.... Although MGUS is not cancer, your MGUS disclosure..."
Blood Cancers & Disorders | Last Active: May 24 10:01am | Replies (96)
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@msh466 Referencing the who and when to tell....
Although MGUS is not cancer, your MGUS disclosure in life insurance applications is likely to cause denial.
I say this from personal experience. My term life "termed out" and that company denied my application for subsequent coverage based on the MGUS diagnosis.
That was harsh reality.
Replies to "@msh466 Referencing the who and when to tell.... Although MGUS is not cancer, your MGUS disclosure..."
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Well that is most unfortunate. Kind of damn if you do or don’t. Full disclosure isn’t revealed they deny your claim. Being truthful you get the same results. I personally do not carry life insurance because, well the first instance you show any symptoms or illness they deny your coverage. It’s fine if you die suddenly but that’s pretty rare. Most of us battle some form of illness for years. Paying your monthly premium means nothing to these companies. It’s about them not you. Kind of heartless I think. I’m sorry. Corporate greed rubs me the wrong way.