Im not sure the best place to put this thread so ill start here. I had my Heart transplant Jan 2018. I am very pleased with the outcome and except for some ongoing Hemotology and Virus issues i doing well. My question is i had my transplant in Arizona at Mayo with Federal Blue Cross Blue Shield. They paid pretty good for the transplant and the first year of post care. I figure the first year cost them about 700,000 and my out of pocket was about 10,000. So my concern now is now BCBS is considered out of network and they don't pay so well. I've had a couple of hospital stayes and one week in Mar cost me over 4000 alone. Luckily i turned 60 this year and im a vet so im getting Tricare Prime as a secondary insurance. I just recently stayed in the hosp the whole month of jun plus a few days in july. Im seeing the Bills start to roll in but not much help from Mayo on what to expect. So based on what im seeing from BCBS im looking at a lot of out of pocket. So my next decision i have to make is in November. Then ill be eligible for Medicare and Tricare for life. So far ive heard great things about this combination. So what advice im looking for is do i drop the BCBS which is not cheap either and don't really help a whole lot with Mayo. And go with Medicare/tricare. So if your someone in my shoes with Medicare and Tricare i would love to hear how well things are going. Thanks in advance.