Thank you for the uplifting response. The most helpful advice came from an elder care attorney. He was the one that encouraged me to protect our assets that we worked all of our lives to have, and he helped file the papers to get the house in my name. (We just thought we were saving for amazing experiences during our "Golden years" but instead they are here to take care of us in our LBD journey.) I also have a friend who is an accountant that has given his helpful opinion whenever I have asked. Some of the best advice has come from the others right here in this support group. Just keep searching and asking. Answers will come. I hope you can keep after the doctors to get in much sooner than spring. There have been times when I have called every day until someone cancelled and we got in early. You are the best voice for your loved one- speak LOUDLY! Please don't hesitate to ask anyone anything here - all want to help you.