I too do similar things. Listen to you tube sleep meditations, count backwards from 100, I’ve even done 1000 a couple of times. That helps sometimes. Fortunately, I too am retired, but I’m active, fitness oriented, and play golf many days per week. I hope I can get some feedback on my question because I just can’t believe no sleep is better than taking meds. Some meds, the Ambien-like ones, allow sleep but kinda feels like fake sleep.