Many young adults like yourself still rely on their parents for money and have difficulties staying afloat and managing finances in this difficult economy. There is no shame to lean on your parents right now; it’s understandable. But you don’t need to start earning all of your own money to make adult decisions about yourselves and your child. Like the other article says, you might let them know that you need to take a break for a little while to build your own child-raising skills and confidence to manage your affairs.

As the last article says, “[I]n the end, these are your own decisions. Use their input as a tool and even as a guide, but don’t allow them to make the decisions about your life [and your child’s], especially if you feel it’s wrong for you. If they can’t rationally explain why they want you to do things a certain way, then it’s a sign that you should trust your own reasoning. Your goal here is your independence. Ideally, you can do this while maintaining a great relationship with your parents, but that’s not always a given. Respect what they’re saying, but make your own decisions. After all, this is your life.”

Hope you find some of this helpful. Best luck and happy to talk more...

Two more advice columns:
How can I take back control of my life when my parents support me financially?
https://www.theguardian.com/lifeandstyle/2023/apr/21/how-can-i-take-back-control-of-my-life-when-my-parents-support-me-financially

Breaking Away from Financial Dependence on Your Parents
https://www.thesimpledollar.com/financial-wellness/breaking-away-from-financial-dependence-on-your-parents/utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+thesimpledollar+%28The+Simple+Dollar%29

And some recent statistics to show that you’re not alone:
Lots of American millennials still depend on the bank of mom and dad — but they also say their parents are bad financial role models (survey found 54% of US millennials and Gen Zers are dependent on their parents.
https://www.businessinsider.com/us-millennials-gen-z-money-habits-parents-financial-help-spending-2023-6

A lot of young adults aren't financially independent. Here's what parents can do (different perspective but some good tips here too)
https://finance.yahoo.com/news/a-lot-of-young-adults-arent-financially-independent-heres-what-parents-can-do-173631356.html

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