You can definitely talk more to the doc about this.

I was not clear on what this meant: "Yet the oncologist says our insuranc incurable but treatable,"

Does your wife have stage 4 with her first diagnosis of breast cancer or is this a recurrence?

That report has both good news and bad news. Lymph nodes and organs are clear, it says. Stage 4 is not curable but it is treatable and some even say it becomes like a chronic illness. I hope you can talk more to the oncologist or nurse there!