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@treeore

Thanks so much, all. I'm looking into your suggestions. The clock is ticking away to my Dec 1 deadline!

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Replies to "Thanks so much, all. I'm looking into your suggestions. The clock is ticking away to my..."

Please let us all know your final decision.

I can't agree more with Eileen comment about freedom to go out-of-network. During Covid, I had to get a hysterectomy out-of-state bcuz there was no "elective surgery" in my city for over 6 months. When facing possibility of ovarian cancer, I couldn't afford to gamble. She is also so right about switching plans if you have pre-existing condition. A huge gamble at 65 yo. Good luck.