Dave was a single guy, living at home with his father and working in the family business.  He knew that he would inherit a fortune once his sickly father died.

Dave wanted two things:
• to learn how to invest his inheritance and,
• to find a wife to share his fortune.

One evening at an investment meeting, he spotted the most beautiful woman he had ever seen.
Her natural beauty took his breath away      

I may look like just an ordinary man," he said to her, "but in just a few years, my father will die, and I'll inherit 20 million dollars."

Impressed, the woman obtained his business card.

Two weeks later, she became his stepmother.

Women are so much better at estate planning than men…