Hey, abby. I just joined this site and I really want to give you some help. I won't tell you what to do or think because it never worked for me. I will tell you what I did in a situation very similar.
We recently went to the bottom our finances. Thanks to DTA & WIC, we are blessed. I am not incorporating religion in this comment. My wife and I have just received a beautiful new child. My first.
I know all the suggestions said by others. They came from a caring and positive intention. I only began feeling slightly better. I got to a state of mind that changed everything from negative to less negative.
"Why do I, we, us, have to suffer?" This was the question I changed. It became something more like, "I have earned whatever I ask (the universe, or others) for because I have worked for this." I wasn't angry or mad, just firm and determined.
We currently have enough to scrape by financially, barely, but I really do feel better. I have changed my beliefs, but not by too much. I made a small change and that worked.
I hope this reaches you and helps in any way