Can we get Medicare to cover the cost of hearing aids & services?

Posted by Julie, Volunteer Mentor @julieo4, Aug 23, 2021

The high cost of hearing aids prohibits many people from seeking hearing help. Hearing loss issues have been put on the back burner by decision makers for a variety of reasons. Today's hearing aids are far different from those of even a few decades ago. Isn't it time to rally behind the movement to include them in Medicare?

You can help by contacting your legislators to let them know this is important to you. See information from The Hearing Loss Assn. of America below:

Action Alert: Medicare Coverage of Hearing Aids-Congress needs to hear from you.

HLAA has been meeting with members of Congress, encouraging them to vote YES! to expand Medicare to include hearing aids and services. New legislation is coming up soon that we hope will include a provision for hearing health care under Medicare. That would mean for the first time, people who rely on Medicare to pay their medical bills would also be able to turn to Medicare to cover the cost of hearing aids and related services.

You will find more information along with instructions on how to contact your legislators at the link below:
https://www.hearingloss.org/medicare-coverage-hearing-aids-contact-congress/

Interested in more discussions like this? Go to the Hearing Loss Support Group.

As much as I would like for somebody to pay for me to get hearing aids, our government is BROKE and we seniors do not need to add to that debt which, in my opinion, is child abuse to babies being born today who owe $27,000 as soon as they come into the world.. Also, any time payment for something is assigned to the Federal government, the price goes up. The Part 3 Medicare Drug program is a prime example. The cost of drugs went through the roof almost immediately after that plan went into place. I personally was against it then and am against it now.

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@mothermary1

My Dad was a Korean War Vet and for the last ten years of his life they paid for his hearing aids and eyeglasses. He lived in MA. I don’t remember the type but he was extremely deaf without them. I have to add he suffered dementia and lost them frequently but every time he did we would take the bus to Boston and get new ones. They never questioned him. He loved the bus. I do remember I had to fill out a lot of paperwork at the beginning and he had a physical and then could use facility for everything. Hope that helps…Joanne

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Advanced Hearing has some powerful aids,(Behind The Ear) I'm severe earing loss ,VA Veteran , their best aids are available at Advanced! $999, they're the exact same as my VA units which work great!

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@joyces

Medicare plans are all very different, esp. the various Advantage plans, which only pay part of the cost of what basic Medicare doesn't cover. Since my husband is a transplantee, we learned about what was then Plan F INSTEAD of an Advantage plan: These plans cost close to $200/mo. but cover ALL medical expenses, including copays: you never pay a doc anything, never even get a bill from the hospital, not even for the transplant, which is often a total of around a half million bucks! The downsides are that Plan F type coverage provides nothing for dental, glasses, hearing aids, prescriptions. (We have separate Rx plans, although Plan F covers his very expensive anti-rejection drugs and Dexcom diabetes control system at zero cost.) The bad news is that you must opt for this type of plan instead of an Advantage plan within a couple of months after becoming eligible for Medicare. The only way to get around that is to move to a county where some Advantage plans have no coverage: you then have 60 days to opt for Plan F. I did that when we moved to our second home on the coast, switching my Advantage plan to one not available in this county.

Before cataract surgery, I usually had to get new glasses (lenses) every year or two. Many plans offer zero coverage for glasses, but mine often cost close to $1,000. Then, there's the cost of dental care, with the most usual option of dental insurance, which often makes you wait for weeks or months to get work done. When I needed Dentures, I checked around and went to Aspen Dental, where the most expensive full set cost just over $3,000--compared to the $12,000 a friend paid just for uppers! Yes, hearing aids are expensive, but not necessarily more so than dental care or glasses, in some cases.

For aids, I go to Costco, where my tech is actually more knowledgeable than all of the audis I've seen. In addition, there's no charge for visits or hearing tests, no charge for parts like ear molds, wax guards, etc., plus a liberal return policy. Although the Costco aids don't admit that they're exactly the same as some major brands, they are: mine are Oticons, under a Costco name--$1,600 per aid, $3,200 per pair. Not only are the aids roughly half the price of the major brands, but all the aftercare being totally free is a REAL bonus! Costco sells packs of six cards of batteries for a mere $8.99--less than most drugstores charge for a single card!

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You can get those Oticons at ADVANCED HEARING for $999 a pair! TOP SHELF AIDS like I get from VA, they'll program them to your test sheet too!

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The Biden $3.5 trillion budget bill being debated in Congress includes new Medicare dental, hearing, and vision benefits and a reduction in prescription drug prices. Of course benefit improvements often result in higher taxpayer costs, possibly in these categories : Medicare part b premium, IRMAA assessments, supplement premiums, medicare advantage premiums, medicare taxes paid by workers and employers.

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@cghader

most Medicare Advantage plans cover hearing aids up to a 50% discount.

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Yes,,,and ONLY Medicare ADVANTAGE PLAN WILL HELP.. But...I only have the regular Medicare and Supplement that I pay a high premium for because the regular one pays more with no co pays and longer nursing care stays.

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There is a bill (in Washingto(n up for just that sort of thing--We all need to write to our congressmen and senators to approve it.

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@gailhanna

There is a bill (in Washingto(n up for just that sort of thing--We all need to write to our congressmen and senators to approve it.

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to gailhanna : Yes, support legislation you like. But, at the same time recognize the possibility of new costs to Medicare Part B, Supplements, IRMAA, Medicare Advantage and workers and employers, as explained in the email I sent earlier today

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Lots of good comments in this thread, and it all comes down to cost, right? No question that dental, vision and hearing are left out of many plans. Some insurance plans cover the partial cost of hearing aids, actually even that coverage is relatively new. We have been advocating for insurance coverage and Medicare coverage for a long time. So, let's look at another questions. Why do you think hearing aids have not been covered and are not covered by insurance in most instances?

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I do need a hearing aid, but I’m holding off because of the cost. I’m also likely to need another crown or two for my teeth. And I have old sick dogs…
I was really surprised that something so much needed as we age is not covered to any degree by my Medicare.

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@julieo4

Lots of good comments in this thread, and it all comes down to cost, right? No question that dental, vision and hearing are left out of many plans. Some insurance plans cover the partial cost of hearing aids, actually even that coverage is relatively new. We have been advocating for insurance coverage and Medicare coverage for a long time. So, let's look at another questions. Why do you think hearing aids have not been covered and are not covered by insurance in most instances?

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Julie : Yes, it's always cost.
When the Medicare law became effective in 1966 hearing aid costs were not significant and not included in the law. Each time there has been a push to include a new coverage, whether it be hearing aids, dental, vision, Huntington's disease, etc. the cost has persuaded Congress not to expand coverage in most cases. The biggest exception was Part D coverage which became effective in 1996 and has, unfortunately, ballooned in cost so much that drug price reduction is part of the Biden budget plan for the coming year. And new coverage for hearing aids, dental and vision are also included in that plan. All subject to debate in Congress.
With respect to insurance plans covering hearing aids there has been a trend in recent years, as described in this thread, for coverage by Medicare Advantage plans, other types of insurance plans, and the VA. Usually not 100% coverage but significant savings off list prices.

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