Hi. I'm going to share what I have been through. I had to stop working in July of 2019 because of liver. I had to be out of work for 90 days before I could file for SSDI. I started my filing process in Sep of 2019. I had my transplant in Dec of 2019. I was approved for SSDI in Jan of 2020 (SSDI says I was not disabled until the day of my surgery, which I am contesting now) for 12 months. My first check was 6 months later which was July of 2020. In Jan of 2021, I received my review papers for my 12 months, even though I have only been receiving actual payments for 6 months. So now, I have a review going on and an appeal for my onset date. I hope this helps and the best of luck.