The fact that you don not have a fever (or chills), in my opinion, does not rule out your have pneumonia. The safe option (outside of a hospital setting- there are other safer options- is to have a chest x ray or a scan. The dangers of giving up social distance are well worth considering. I've had COP for several years, and except when it flairs up, I have no fever, but do cough up phlegm with little or no color (except when it flairs up). Mine is controlled with prednisone, not the best thing in the world since it suppresses my immune system. Lot's of other thoughts, but enough for now.
Good luck.