@jakedduck1 As I said, all three cars were totaled, so we were very fortunate. Frankly, the first one was old enough at the time of the accident that it's hard to say if it had been newer it would have been considered to be totaled. It might have simply been that the value of it was less than the cost to repair would have been.

Both of the accidents my kids were in though were pretty bad. My daughter missed a stop sign due to overhanging foliage on an unfamiliar road at nighttime, drove out onto a road, and was hit by a pickup truck. The pickup truck was totaled too.
JK