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why does everything have to be so hard???

Osteoporosis & Bone Health | Last Active: Jul 9 10:29am | Replies (32)

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@roseincalifornia
Thanks for the encouragement! I do have to laugh about insurance. I just became eligible for Medicare this year, and ended up picking a medicare advantage plan based on my belief that I was healthy. So, I didn't think too much about drug formularies, specialist copays, deductibles, or their in network. The interaction I've had this far with them in terms of getting clarity on coverage hasn't left me with many warm fuzzies. The good news is I can ride them out for the next 6 months and find a better/different plan in January. Wish I'd gone medigap supplement instead of advantage. Oh well!

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Replies to "@roseincalifornia Thanks for the encouragement! I do have to laugh about insurance. I just became eligible..."

@bmblsad
You can change from Medicare Advantage to a medigap supplement within the first 12 months of starting Medicare regardless of any current health conditions. This works only for the first 12 months, so jump on it now if you want it.

Search online for "medicare trial right" for details.

@bmblsad better to off to get off the advantage plan and get supplemental drug if it’s in your budget. WellCare is zero premium cost for me. That’s a drug plan and idk y it costs me nothing!