I have private insurance which pays for ostomy bags and supplies but I do have a copay. They do not cover the ostomy bags which are 19 dollars for 60 bags on Amazon I am not wealthy but comfortable I live on my retirement like every one else. I choose what is important to me like the disposal bags and skip on something else. This ostomy is part of my life now and I want to be as comfortable as possible I have tried many things and cut out many I no longer use rings under my pouch i found they did nothing for me I do not use skin barriers or removers since coloplast has that built in to barriers I only use skin tac and barrier strips when I go out and not at home I do take tub baths and soak my stoma The skin tac washes right off with water I keep my routine as simple as possible but that is what I choose to do Everyone has to do what is comfortable for them