Connect
← Return to What insurance is accepted at Mayo Clinic?
Discussion
What insurance is accepted at Mayo Clinic?
Visiting Mayo Clinic | Last Active: Mar 25 10:12pm | Replies (12)Comment receiving replies
@vic83 Very helpful information! It was unclear as to what kind of Medicare Advantage Plan you were referring to. I believe we are fortunate that the 2 not-for-profit Medicare Advantage Plans and a large number of other insurance choices in Upstate NY are accepted throughout the area except in a very few isolated situations. Never heard of people having to check networks and providers. My insurance provider changed in 2026; all I needed to do was edit that information on My Chart Patient Portal and show my new card at the pharmacy once. Personal circumstances dictates whether a lower premium and higher copay vs higher premium and lower copay is more desirable; older people and children generally receive more medical care. For every genre of insurance (Medicare parts, Advantage) there are different provisions depending on the organization and whatever state a subscriber lives in. We have such great healthcare in this country, it's the paying for it that is an embarrassment. I could get political, but this is not the place to do so other than everyone deserves quality health care that is both affordable and easily accessible.
Replies to "@vic83 Very helpful information! It was unclear as to what kind of Medicare Advantage Plan you..."
Connect
@walkinggirl Yes, your situation is different, it is not the norm. And, this is not the place to be political....but one can be logical
If we agree on the goal that affordable quality healthcare should be available to everyone, then it is simply a matter of analyzing proposed solutions.
I worked and had healthcare insurance from my employer. My original Medicare + Medigap policy is superior to my employer. Under my employer, I got charged a premium, had a deductible and they chose the plan, it had a network and it was very confusing. I would go to the doctor, the doctor would send in the bill to insurance, the insurance would process and then pay ME (not the doctor) and I would then pay the doctor. So I had to keep track that claim was processed, payments came in to me and then send a check to my doctor. (I had an analytical job so I found this ridiculous). NOW RETIRED, I just pay my insurance Part B (deducted from Social Security) and Medigap policy (automatic payment set up) and I never see a bill and I can self-refer wherever I want.
I think people need coverage NOT choice so I would put everyone on an original Medicare plan that one can take with one from employer to employer. Insurance companies add no benefit to healthcare, just cost because of the added layers of complexity-advertising, different types of policy, negotiating every year - for no purpose. I also wonder why Medicare doesn't offer an optional Medigap policy for the 20% it doesn't cover. Let Medicare make a profit instead of the insurance company. Also, data shows that Medicare is more cost effective than insurance companies. It pays out a higher percent of premiums in benefits than insurance companies.