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What to say to guys who don't believe in doctors?
Prostate Cancer | Last Active: 15 hours ago | Replies (29)Comment receiving replies
@thmssllvn There was a congressman on TV the other day saying that very thing; why should people who get regular checkups and take care of whatever health problems may arise PAY the same premiums as those obese smokers with uncontrolled diabetes?
Even car insurance is reduced by ‘good driver’ points or by attending driver safety courses, right?
Unfortunately, people only feel the need to do something when they are either forced by circumstance or hit hard in the pocketbook!
Phil
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@heavyphil Decades ago I worked for a company that was self-insured and charged employees higher medical premiums for being at higher risk.
It wasn’t just things like obesity, smoking or uncontrolled diabetes. It also involved engaging in risky extracurricular activities - like SCUBA diving (which is what I did back then), horseback riding, sky diving, racing cars, and more. (There was a medical questionnaire we had to fill out each year.) And if we had a pre-existing condition, we’d better sign up within the first 30 days of employment or the pre-existing condition wouldn’t be grandfathered and we’d pay higher premiums.
The company was also looking out for its pocketbooks.
(There are companies today that charge higher health insurance premiums tied to an employee’s controllable health status - like BMI.)