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@tntwo99

And I thought I'd been through the wringer. I'm one of those people that is prone to having rare medical problems. It started in HS--how many people do you know who got infectious mononucleosis from a clarinet? I am one of about 10 people with the kidney disorder ITG. The most recent "surprise" was a diagnosis presumed gout. It's always something.

Just to clarify. Most of my meds cost less than $10 for 90 days. You mentioned Tier 3. I have one of those and it is pricey. But in 2023 or 2024, Medicare changed and the most I have to pay now for all of my meds is $2000 per year. Still a big sum but way down from the past (perhaps $5k to $8K?). Please check with your insurance company. Perhaps Eliquis and Farxiga are now affordable?

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@mnsansei My out-of-pocket limit is $3850 with $250 deductible (new) Part D deductible on some drugs. Eliquis is still expensive. Farxiga is $42 monthly. I am on Entresto for CHF but through the Patient Assistance Program. That stops this year as there is now a generic. What also drives me nuts is all the side effects from all of these meds. I am on 11 meds plus insulin and lidocaine, and diclofenac. I honestly wonder sometimes if it is all worth it.