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← Return to BCBS Advantage no more Mayo
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Visiting Mayo Clinic | Last Active: Nov 24 10:04am | Replies (68)
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@bajjerfan
PPO means you can go to a doc NOT in their network. If you have a PPO, you have some coverage, but your cost will be more than for a doc in network. In 17 years I have never gone to a doc outside my network, even tho I have had a PPO all that time.
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@tsch That is the idea of any advantage plan, PPO included - to stay within a network. However, if a treatment is not available, a good plan will pay for you to go elsewhere. That is what my not-for-profit advantage plan paid for when I had my septal myectomy at Mayo. Absolutely no problems, if there were any, I was not aware them. In fact, I was charged the in-network hospital copay amount ($350) rather than the $800 stated in my benefits list for a hospital out of network. It is so sad, stressful and unnecessary that we practically need to get a PhD in insurance coverage to navigate this maze. My former employer has a particular plan for retirees.