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BCBS Advantage no more Mayo

Visiting Mayo Clinic | Last Active: Nov 24 10:04am | Replies (68)

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Profile picture for William Olsen, Volunteer Mentor @hrhwilliam

@bajjerfan As long as it works for you, great. Many want "Advantage" plans because they cost less. Then folks run into issues with coverage year to year or by location, which leads to complaints. For some unexplainable reason they think they can have good quality care, great customer service, and a low price or "free" as it were. When this idea falls apart, in come the complaints. Advantage plans are my nemesis. They work for some, particularly the healthy among us. They are encouraged by Medicare because of costs and less administration fees yet as far as an advantage to the consumer, the opposite result is usually what we find.

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Replies to "@bajjerfan As long as it works for you, great. Many want "Advantage" plans because they cost..."

@hrhwilliam
Your answer is biased. I have had an advantage plan for 17 years and same for my husband and we have never had an issue or problem (with coverage with different companies over the years.) It would be more helpful if you offered a more balanced answer. I am a trained SHIP counselor and many people have advantage plans that work for them. Not every person who chooses an advantage plan does so to save money- some people like the concept and additional benefits.

@hrhwilliam
I agree with what you are saying. I would recommend anyone when they are eligible for Medicare to go with original Medicare with a medigap policy. Cost a little more per month but you can see any Medicare provider that accepts Medicare assignment. People really do need to understand that "advantage" plans can change networks and that does happen.