Yep, that is the big trade off of using DOAC meds. Similar lifestyle to your's and depending on activity level my forearms often look like someone took a bat to me. But you're right, after the cardio people give you all their facts it's still your decision which road to take. I actually have a "quick clot" pack in my car and work shop for a bleeding emergency. Those abalaltions don't come with a guarantee so you really won't know if they work forever. Hopefully you didn't tell the cardiologist that you juggle chainsaws 😊.
Those medical decisions are never easy, good luck.