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I have done a lot of research since yesterday. I can switch my Medicare Advantage plan to a PPO (it is currently an HMO) in October and then wait until January when the new insurance kicks in and be covered at the Mayo. So this time next year I hope to get the surgery I need to be able to live life fully. SIGH!
Replies to "I have done a lot of research since yesterday. I can switch my Medicare Advantage plan..."
You should definitely switch from Medicare Advantage to regular Medicare as soon as you have a chance. I have some friends who do fine with Medicare Advantage but some who have real problems getting the health care they need. I know Mayo does not accept most advantage plans but they do accept regular medicare and a supplement. I think a PPO is still a type of Medicare Advantage. Don't know how it would work for you but I have regular Medicare and a supplement (sometimes called a Medigap plan) and can seek care anywhere I choose. I see a cardiologist at the HCM clinic at Mayo, Rochester and have no trouble with coverage. Figuring out Medicare coverage is a personal choice, but can be difficult. Good luck.
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@hopenr
Sounds like you have a plan and have done your research. When you sign up for a PPO in fall, make sure it is one that is accepted at Mayo location you want to be seen at. Not all PPOs are accepted at all Mayo locations.
Good luck in future.