I am so sorry that this happened to you, I read about someone from Texas had a similar experience a few months ago, perhaps it was @dbrima. Debra, known as @karukgirl, our mentor, wrote everything that I would say. About the insurance: Florida and Minnesota have different insurance guidelines. Florida apparently does not accept Medicare Advantage Plans, I do not know your insurance circumstances. Please RUN, do not walk, to your phone and find out if Mayo in Rochester will accept your insurance. Check our Cleveland Clinic, too, while you are at it. My nonprofit Advantage Plan paid Mayo in Rochester, no questions asked even though it was out of network, the surgery is not done in any hospitals in my plan area. Mayo in Jacksonville does not do septal myectomies, anyway. Please let us know how things are coming along.