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Aortic Aneurysms | Last Active: Oct 31 11:40am | Replies (23)Comment receiving replies
Replies to "Advantage Plans are not better or cheaper if you really get sick. So many of my..."
Unless you have a "guarantee" from "on high" that you will never be seriously ill and need surgery or treatment for cancer, a neuro degenerative condition, etc., do not choose a Medicare Advantage plan.
While there may be a few here and there that are okay, my email is filled with information about hospital systems and medical clinic systems pulling out of Medicare Advantage networks. (MD Anderson, for example, just jettisoned BCBS of Texas (this is huge) as of Nov 1; Mayo in Jacksonville does not participate with Medicare Advantage plans; this is probably true for Mayo in Phoenix also.) It is difficult for doctors to get procedures approved for patients and networks are slim. It may be impossible to see a subspecialist for your condition, which may be what you need.
There are also lawsuits/complaints because promised "extra" benefits are not as described or are difficult to access.
Just my two cents but we work with patients every day who have enrolled in these Medicare Advantage plans and now are seriously ill. They regret their decisions.