I hear you. I would rather spend my money elsewhere. I do not know your age, but if you are a senior, your Advantage Health Insurance does include a basic gym membership.
I pay a monthly amount over their coverage to have access to the IFR Sauna and Hot Yoga classes and more. I am willing to do without something else in order to feel better. Honestly, it has been really difficult these past winters. I am looking for other resources to help offset the cost of full access to the gym.
I hope you can find a way so you can continue your membership especially during the winter months.
Wishing you the best and many blessings.