I rejected a Medicare advantage plan. They love painting how rosy they are but I call them garbage plans because they love to deny and some don’t cover existing conditions.
The monthly premiums may be sky high depending on the plan you get. I pay $175.00 Medicare coverage for everything. No deductibles and no copay. Includes medication for free. I went to United once and lasted a month. I went back to where I was getting superior medical treatment.
My card says on it “ Member can not to be charged” including copays and deductibles. I’m sorry but I call advantage plans UN advantage plans. Bottom line is their shareholders