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Replies to "Not all advantage plans are terrible. My husband's heart attack at age 66 on straight Medicare..."
I rejected a Medicare advantage plan. They love painting how rosy they are but I call them garbage plans because they love to deny and some don’t cover existing conditions.
The monthly premiums may be sky high depending on the plan you get. I pay $175.00 Medicare coverage for everything. No deductibles and no copay. Includes medication for free. I went to United once and lasted a month. I went back to where I was getting superior medical treatment.
My card says on it “ Member can not to be charged” including copays and deductibles. I’m sorry but I call advantage plans UN advantage plans. Bottom line is their shareholders
@nohrt4me
Absolutely! Straight Medicare is not enough. When I retired at age 70, I consulted the billing specialists at my cancer center as well as the medical teaching hospital where I get a lot of my specialty services. For my particular situation, they advised against advantage plans and encouraged us to look at Medicare supplementary plans. What they told me at the time is that if you have a chronic or catastrophic illness, the supplemental policies are better because the advantage plans don’t always pay some of the specialty services.
I think you’re absolutely right that people need to investigate and see what is best for their particular circumstances. It could be for many people advantage plans will serve them well.