I started HRT AT 67 years of age, 10 years after menopause. I am currently 70 years old. My primary care doctor approved….said her 80 something year old mother was on some form of it. I have had two other doctors disapprove, my gyn and a VA doc. Like my primary care doc says, it’s a personal decision and one must weight pros and cons. The 2002 study that denounced HRT was supposedly flawed. I just know for me potential benefits outweigh potential risks. I have an older sister w Alzheimer’s and HRT is good for the brain. I am also very physically active…Pilates 5-6 times per week and cycling w groups 100-150 miles per week on average…having more energy helps my being active. I get a Biote pellet inserted every 4 months.