Ice has been a great help for me too. I'm with you about the narcotic pain meds. I do my very best to not take them except for extreme cases.It is crazy that your insurance will only cover your PT. You know you can call them and challenge their decision to not cover some of the procedures that you may need. I've found that insurance first answer for any type of procedure is "No, declines." Do your homework and know you history and why the doctor feels it is necessary for you to have a procedure they are denying. Ask you doctor's office to appeal their opinion. Take it as far as it will go. My experience is that the first person you talk to is the low person on the list of being able to change to cover procedures. Ask for a supervisor if you don't get any luck with the person you are talking to. Plead you case that you need to have this/these procedures covered to be able to keep you out of pain and from having to have another knee replacement surgery. Mention to them that wouldn't it be better for them to allow/approve an outpatient procedure than cover the cost of surgery and weeks and weeks of PT. You will be amazed at how you can get the insurance company to change and approve something that had denied earlier. It doesn't always work, but it is worth spending the time on the phone and talking to try! Have you thought about trying to get another opinion from another doctor about options for you? I have an Interventional Radiologist (Interventional radiologists perform a broad range of procedures.) that I go to for other health issues and he has been amazing to tell me about options. He now only does pain management, without pain meds, and is a wealth of knowledge. I'm so sorry that you have been out of work and without pay! That is really tough. May God watch over you on your journey!