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DiscussionChronic Pain members - Welcome, please introduce yourself
Chronic Pain | Last Active: 21 hours ago | Replies (7049)Comment receiving replies
Replies to "Hello to Colleen and to all who share with me the frustration of dealing with chronic..."
@popeyegurl
Hi, I totally understand how you feel about the future. I am my wife's caregiver. Her endless debilitating pain from neuropathy, chronic headaches and severe tinnitus have completely sidelined her for almost 2 years. I do think she has worried at various times about what effect her situation would have on me. I decided back when this all started in 2014 after chemo that I was with her 100% no matter what. I think by now she knows I am going nowhere, that she is my number one concern and always will be. It's a bummer sometimes what life dishes out to people, but it is what it is. It certainly helps to have a strong faith!
Regarding Connect, I'd like to suggest to you to do searches using the search window above regarding radio frequency nerve ablations and electronic nerve stimulators, etc. This site is brimming with folks who have had a variety of experiences with both, and you might gain some good insights. For example, it has come to light on these pages that many people who have stimulators put in go through a two week trial first and experience very positive results, but after the permanent one is installed, not so much. Lots of reports along those lines. So do make use of all that Connect has to offer. And I'd encourage you to check out the links at the bottom of the page about how to use the site to maximum effectiveness (such as "Getting started on Connect" and "About Connect"). Glad you are here! Best, Hank
@popeyegurl Welcome to Mayo Clinic Connect. As you have found out, there is a lot to offer here, reading about different experiences that members choose to share.
If you are still working, and receiving health insurance benefits, even as you turn 65, there is no need to look for additional insurance. All you will need to do is to sign up for Medicare, part A only. Until you retire, you have your employer's health benefits to sustain you. Failure to sign up for Medicare part A may lead to penalties later. May I suggest you look for an insurance agent to help lead you through the maze, and if you have a county Area Agency on Aging, they may have an ombudsman available to guide you. Being informed and making the best choices for you can be overwhelming! I know, been there, done that!
Ginger
Dear, popeyegrul, Please don't worry about getting signed up for Medicare! Piece of cake! Depending on which state you live in you must first Google Medicare and then sign up. They'll ask for some personel information. I can't remember because it was 10 years ago for me.
I don't know if they will do it, but maybe the first I would do is to Google Medicare Advantage Plans for your state. A representative may even help you sign up for basic Medicare sign-up. That is just a guess on my part! But irregardless I think it is a MUST to do the Medicare Advantage Plan! It will cover behond what Medicare covers.
Many of these plans go the extra mile for you on medications, ER coverage, In and Out patient coverage,and many other things. If you are still working be smart enough, do not get taken by a fast talking representative! Shop around! There are even sites that will give you a comparisons of all the providers in your state,that is important because different states have different coverage per state.
The next most important thing is to make sure which ever carrier you go with that your Primary Care Doctor takes that company. Also if you have been to a certain hospital that you are comfortable with that the carrier covers that hospital.
To sum that part up, 1. Have a list of you health care providers that you use. 2. Have a list of hospitals and medical facilities you deal with, make sure the company deals with them 3. I forgot medication providers. By this I mean if you have your prescriptions filled at a certain pharmacy, make sure they take you new Medicare Advantage Provider, deals with that pharmacy, plus many pharmicies give some medicines at "No Charge" for filling certain basic medcines. In my area Kroger Markets do this for a couple of my daily scripts.
Some companies that offer Medicare Advantage are Aetena, United, Humana, Blue Cross/ Blue Shielld. I know AARP you get a discount on memebership and price of coverage. Advantage does cost you per month but it is well worth it. I pay $125 a month that is deducted out of my Social Secuirty check. If your not taking a SS I'm not sure how that works. The companies will let you know. PLEASE SHOP AROUND!
Along with medicine coverage some have a co-pay or maximum amount of medicine over a certain time frame usually for a year!
My suggestion is sign up for one of the medication companies like GoodRx who I use. I have found soometimes that GoodRX is sometimes even cheaper than my insurance! Be Proactive and learn what you can about all of your medical help!
If I think of anything in the morning overnight I will answer you back! If you have any questions , please ask, if I know the answer or tell you where to check I will let you know!
LAST, MOST IMPORTANTLY, CONGRATULATIONS FOR BEING A SURVIVIVOR! YOU HAVE JOINED A GORUP OF PEOPLE WHO ARE FIGHTERS!
WE ARE A SPECIAL GROUP OF PEOPLE WHO HAVE BEEN THROUGH SOME OF THE HARDEST PARTS OF LIFE! IN MOST CASES WE ARE VERY GROUP OF COMAPSSIONATE GROUP OF PEOPLE WHO SHOW COMPASSION AND UNDERSTANDING OF OTHERS!
From, The Land of Enchantment!
Sundance(RB)