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Does Mayo Clinic take Medicare?

Visiting Mayo Clinic | Last Active: Mar 19 12:45am | Replies (122)

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@atmarkj

Here follows my understanding of Mayo+Medicare:
In 2015, Mayo AZ, did not "accept Medicare assignment". This meant that Mayo was able to charge patients 15% more than the Medicare Part B approved charges. However, this meant Mayo billed the patient and the patient submitted a claim to an insurer. If the patient had a medigap supplement F or G, the entire bill was paid after deductible. If the patient had, eg, medigap N, the patient had to kick in the 15%. If the patient had an 'advantage plan' (Part C), the bill may not have been covered - the patient was potentially responsible for the entire bill.

Now, Mayo is sending out this notice about Advantage plans which states that it "accepts" traditional Medicare. This is a bit ambiguous, unfortunately. The phrase "accept Medicare assignment" is the term of art that means: the provider will bill Medicare directly and accept the Medicare approved reimbursement as payment in full (ie, will not charge the 15% Part B excess). Of course the patient is responsible for any part of the Medicare approved reimbursement not covered by Medicare+medigap supplement, eg, deductibles, copays, etc.

The government site medicareDOTgov (as a newly joined poster, this site prevents my including links)
indicates that Mayo AZ does indeed "accept Medicare assignment". This is good to know because it means cheaper medigap supplements like N cover all Mayo charges: eg, in my location medigap G is about 35% more than N.

It would be great if Mayo would confirm my understanding. Unfortunately, a call to the customer service line rings & rings after wading through the menu.

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Replies to "Here follows my understanding of Mayo+Medicare: In 2015, Mayo AZ, did not "accept Medicare assignment". This..."

@atmarkj I have been to Mayo Phoenix several times. My Medicare and Plan G covered the bills.

Mayo does not accept Medicare Advantage. That’s what the letter says, and they send it out every year.

I received this useful response from Mayo's Katelin T in account services:

"Hello Mark,

Thank you for contacting Mayo Clinic Patient Account Services. We apologize for the delay in responding to your message.

It is true, a few years ago Mayo Clinic Arizona started accepting Medicare B's assignment and no longer charges the additional 15%. This would be true for all 4 specific departments you listed and all of Mayo Clinic Arizona."