For years at my bank, I paid $12 a month for monitoring and provided me with detailed reports from the 3 credit agencies. In 2018 I was in the hospital for 6 days; when I got home there was a notice that my mail had been transferred as requested,5 Days earlier, mine only not my wife's. Then I got an email notice from 1 of the credit agency's that a credit card, had been issued from a bank I had never used. The post office, the bank that issued the credit card and the credit bureau all go on the defense. I froze my credit and have a code if I need to open it temporarily for a specific purpose. The bank was the worst, while I’m sitting in the bank with their agent, they could not get thru to the office that authorized it, but they were put on notice. The post office manager asked did I knew anyone in Oklahoma, I didn’t but later had suspensions, that’s all they would tell me. They diverted my mail back to me and a few days later I received the card with a $23,000 limit. It was a horrible experience, I had to contact state and federal agency and County Sheriffs headquarters; I still maintain all the information in a big draw as a reminder.