Another help- I set up the online apps on my phone for my husband's two credit cards, setting up text notifications to be sent to my phone of any expenditures over $1.00. Was a HUGE help to catch and quietly stop questionable purchases from telemarketers and online shopping. We had frozen our credit years ago when that info was hacked from the Big Three agencies- that's given me peace of mind too- he can't be talked into opening more credit cards or agreeing to a loan.