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@josgen

My pipe dream is that traditional Medicare would offer a Medigap supplement instead of consumers having to deal with insurance companies. I know that will never happen as insurance companies keep politicians well-lubricated with campaign contributions. I also pipe dream about Congress having to use the same insurance morass that citizens do rather than their priveleged insurance program. Maybe then we would see some meaningful reforms.

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Replies to "My pipe dream is that traditional Medicare would offer a Medigap supplement instead of consumers having..."

We need to all complain LOUDLY AND WRITE CONGRESS. I too have asked why the insurance company should make the money for picking up 20%. Let Medicare make the money and be able to provide more benefits.
Complaining does work. Being retired I have more time to check on things and I have $1000 extra in my pocket for all the mistakes I have found
I was in the hospital for C-diff some 12 years ago, and when I left I went to pharmacy to pick up a compound medication so that I would not need to go back to hospital. There was one pharmacist and then "technicians" and the technician did not know what a compound medication is and sent me away. My Doctor sent me to a compound medication pharmacy. I (being me) went back a few days later to investigate more and talking to pharmacist discovered that they had a compound pharmacy closer than where I had to go. Meanwhile I am out $170 because I went out of network - had no choice. So I called the pharmacy manager for the entire State of Florida and told her my story and said I know where I can complain because they put insufficiently trained individuals behind the pharmacy counter to save money and could have caused me to go back to hospital. The pharmacy reimbursed me my $170 out of petty cash! I told my insurance company - they make these contracts with pharmacies - and the insurance company paid the whole bill again - I did return the cash to the pharmacy (a reputation for honesty is important). Later I was notified by my insurance company that all the pharmacies in Florida would receive training on what is a compound medication because of my complaint.