It is amazing what gets billed. But that is not what Medicare or any insurance company pays. I read that no one knows why hospitals have such expensive billing practices, where they come from....but it explains why people without insurance go bankrupt because they get charged the "retail" price and have to bargain down.
Is the $300 per month for brand or generic?
Two years ago I was distracted with my new lung cancer so did not pay attention to the "small print" in my drug plan. They had cut my previous plan and rolled me over to the most expensive one. I thought "smarties" and I chose a middle of the road premium plan but did not notice the part about how tier 1 and tier 2 drugs would count against the deductible - almost no other plan does that. I expected to pay something like the year before BUT NO. They charged me full retail price on Tier 1 and 2 drugs until I met the deductible and only then did I get the cheap copay. Last year I paid attention in my new enrolment!!!! I AM PAYING $900 LESS IN 2023 THAN 2022 FOR THE SAME DRUGS!!!!
No one can tell me what is the difference between a drug plan with a low premium and one with a high premium. Do you get expensive cancer drugs for much less? They always put PERCENT OF COPAY in higher tier drugs but the drug plan decides what the full price is on the drug so you can't just compare.